Need an appraisal in Gray or Grainger County?

Check out the top 7 reasons why Tennessee homeowners hire Able Appraisals:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut your monthly mortgage payment
Reinstate their Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
Determine the true market value of the property in question to settle an estate in Grainger county or Tennessee


	Need help deciding the price of your home in or near Gray, Tennessee? Contact Able Appraisals.

At Able Appraisals, we understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our non-traditional client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale by Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Able Appraisals, are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other homes close by. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting a professional appraisal from Able Appraisals is your perfect weapon when contesting your property tax assessment.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to your lender to have the PMI canceled from your loan. At Able Appraisals, we're qualified in helping folks just like you get rid of unnecessary PMI insurance.

Was your HELOC recently frozen?

If your house is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. A professional appraisal from Able Appraisals can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Able Appraisals can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Able Appraisals can help you with that. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.